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. 編號: ___________________ 可編輯可打印，也可以直接使用，歡迎您的下載 借款合同范本 英文 甲 方：____________________ 乙 方：____________________ 簽訂日期：____年____月____日 　　借款人：_______________ 　　borroer：_______________ 　　貸款人：_______________ 　　lender：_______________ 　　抵押人：_______________ 　　mortgagor：_______________ 　　保證人：_______________ 　　surety ：_______________ 　　出質(zhì)人：_______________ 　　pledgeor：_______________ 　　為明確各方權(quán)利和義務(wù)，根據(jù)《合同法》、《貸款通則》和其他有關(guān)法律、法規(guī)，訂立本合同。 　　this contract is made in line ith the contract la of the peoples republic of china and the general provisions of loans of the peoples bank of china to specify the rights and obligations of parties involved. 　　借 貸 條 款 　　loan borroing clause 　　第一條 借款金額。見36.1 　　article 1. amount of loan：_______________ refer to 36.1 　　第二條 借款用途。見36.2 　　article 2. purpose of loan：_______________ refer to 36.2 　　第三條 借款期限。 　　article 3. life of loan 　　3.1見36.3. 　　3.1 refer to 36.3 　　3.2借據(jù)或貸款憑證是本合同不可分割的組成部分。借款的實際放款日和還款日以借款 　　人、貸款人雙方辦理的借據(jù)或憑證上所記載的日期為準。除日期外，借據(jù)或憑證其他記載事項 　　如與本合同不一致的，以本合同為準。 　　3.2 a certificate of indebtedness or a loan voucher is an integral part of this contract. the date of advance and payment due date shall follo the date specified on the certificate of indebtedness or loan voucher . here there is any inconsistency beteen the stipulations on the certificate of indebtedness or loan voucher and the terms and conditions on this contract except date， the latter shall prevail. 　　第四條 借款劃付。在借款人辦妥借款手續(xù)后5個營業(yè)日內(nèi)將全部款項劃至借款人指定的賬戶，劃付次數(shù)、時間、金額見 36.4 . 　　第五條 article 4 transferring of loan. the full amount of loan shall be transferred to an account designated by the borroer ithin 5 orking days from the date of completing borroing procedure. refer to 36.4 for the frequency， time and amount of transferring 　　第五條 借款利率和計息。 　　article 5. interest rate of loan and calculation 　　5.1借款利率。本合同項下借款利率根據(jù)國家有關(guān)規(guī)定，確定利率見—36—。5 .遇利率調(diào)整時，借款期限在1年（含）以下的，執(zhí)行合同利率，不分段計息；借款期限在1年以上的，實行分段計息，從利率調(diào)整的次年1月1日開始，按相應(yīng)利率的檔次執(zhí)行新的利率；如借款人未按約定時間歸還借款本息或未按合同約定用途使用借款，貸款人將按國家規(guī)定對借款人計收罰息，罰息率見36.6. 　　5.1 interest rate of loan：_______________ the interest rate under this contract is specified in 36.5 in line ith relevant rules. in case of change of interest rate， the interest rate stipulated in the contract shall prevail for loans ith a life of less than or equal to one year； for loans ith a life exceeding one year， the interest shall be calculated on a multi-stage basis， i.e. from next jan. 1st folloing the adjustment of interest rate， the ne rate shall prevail. in case the borroer fails to repay the principal and interest before the due date， or fails to use the loan for purposes as agreed in this contract， the lender shall be entitled to collect default interest in line ith relevant rules. the default interest rate is specified in 36.6. 責(zé)任編輯：_______________inema 4 / 4