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1 Objectives 2 CulturalNotes Whatiseconomiccrisis Aneconomiccrisisreferstoasituationinwhichtheeconomyofcountryexperiencesasuddendownturnbroughtonbyafinancialcrisis AneconomyfacinganeconomiccrisiswillmostlikelyexperienceafallingGDP adryingupofliquidity 流動性萎縮 andrising fallingpricesduetoinflationordeflation Aneconomiccrisiscantaketheformofarecessionordepression 3 WhattriggeredUSsubprimemortgagecrisis Anationalbankingemergency Alargedeclineinhomeprices Declinesinresidentialinvestment Reductionsinhouseholdspendingandbusinessinvestment Mortgagedelinquencies 拖欠 andforeclosures 取消抵押品贖回權(quán) Thedevaluationofhousing relatedsecurities 有價證券 4 Howdoeseconomicrecessionaffectordinarypeople Thisnarrativeessay usingtheexampleofSue isgoingtodepictthesevereimpactthattheeconomiccrisisexertedonordinaryworking classpeople 5 GlobalReading 1 Whatwastheconsequencewhenlargenumbersofhomeownersfailedtorepaytheirloans 2 Whatwere 99ers 3 Whatdidtheunemploymentbenefitsmeantothelayoffs 4 WhichaspectofSue slifewasaffectedbytheeconomiccrisis 6 5 WhydidSuethinktheonlyhelpshewasgoingtogetwasfromherself 6 WhatnewstrugglesandobstaclesdidSuehavetofacewhensheappliedforajob 7 DoyouthinkSue slifewillbebetterandbetterafterherreceiving 300cashfromheroldfriend Why 7 Structure Introduction Para 1 ManyPeopleexperiencedlongmonthsofstruggleswhentheeconomicslumpsweptacrossthenation Body Para 2 17 TheEconomiccrisisbroughtaboutdisastrouseffectsonSue slife Para2 6 TheBeginning Para7 13 EveryAspectsoflife Para14 16 Endeavortofight Para17 Conclusion 8 TextStudy Part ReadingComprehension 1 Whatwastheconsequencewhenlargenumbersofhomeownersfailedtorepaytheirloans Thecompaniesthathadtheoversightandthosethatownedtheloans aswellastheirsubsidiariesandtheirshareholders lostsizableamountsofmoney whichwillsoonspiraledintotheUSjobmarketaslayoffsandtermination Manypeopleexperiencedlongmonthsofstruggles 9 LanguageFocuses Paraphrase TheeconomicslumpsomanypeoplesufferedthroughoriginateintheUnitedStates witharegulatoryfailureofmortgatesratedlessriskythantheyturnedouttobe Para 1 TheeconomicdeclinefirstoccurredintheUS Theauthoritiesdidnotproperlyevaluatetheriskofmortgages whichprovedtobefarmoreseriousthanexpected Buttheyfailedtotakeeffectivemeasurestoregulatethemortgages andalargenumberofpeoplewereseverelyaffected 10 Paraphrase TheeffectsofthesedrasticlossessoonspiraledintotheUSjobmarketaslayoffsandterminations Para 1 ThedrasticlossessoonseriouslyaffectedtheUSjobmarket manypeoplelosttheirjobsandbecameunemployed 11 Introductionaboutthegreatimpactcausedbytheeconomiccrisis Manypeopleexperiencedlongmonthsofstruggleswhentheeconomicslumpsweptacrossthenation Sum up 12 TextStudy Part Body Para 2 17 TheEconomiccrisisbroughtaboutdisastrouseffectsonSue slife Para2 6 TheBeginning Para7 13 EveryAspectsoflife Para14 16 Endeavortofight Para17 Conclusion 13 Para2 6 ReadingComprehension 2 Whatwere 99ers Theywerejoblesspeoplewhowerenolongerallowedtoclaimunemploymentinsurancebenefitswhichtheycouldonlyreceivefor99weeks 3 Whatdidtheunemploymentbenefitsmeantothelayoffs Althoughtheunemploymentbenefitsweresmallinamount theyhelpedjoblesspeopletosurviveandtokeeptheirlifegoing 14 LanguageFocuses Paraphrase Long termunemploymentwasatrecordlevels Para 5 Thetotalnumberofpeoplewhodidn thavejobsforalongperiodoftimereachedthehighestlevel 15 Whereisshegoing Suepackedupanddroveoutoftown Shewoundupatamotel Sum up Suefacedlifeasmigrantafterbeingevictedfromherapartment Para 2 Para 3 16 Thecauseofherpresentlife theexhaustionofherunemploymentbenefits Suewasa 99er Unemploymentbenefitswereherlifeline Shebegantotumbleovertheeconomiccliff Para 4 Para 5 Para 6 More 17 Para7 13 ReadingComprehension 4 WhichaspectofSue slifewasaffectedbytheeconomiccrisis herincomeherlivingstandardhereducationopportunityheraccommodation shelterherbeliefandconfidenceinlifeherself esteem 18 LanguageFocuses What sthetoneofthesentence Suewouldhavebeenevictedfromhertwo bedroomapartment theprocesswasdelayedbypaperworkandbureaucracy Para 10 It sbothhelplessandsarcastic Ononehand inherhelplessconditionafterlosinghercorporatejob Suewasluckythatherevictionfromherapartmentwasdelayed whichenabledhertostaytherealittlelonger Ontheotherhand thefactthatshecouldstilllivingintheapartmentwithoutpayingrentsuggestssarcasmoftheefficiencyofthebureaucracy Theuseof shouldhavedone and thankfully isironicinthetone 19 Whatdoesitmean Sueevenconsideredturningthesteeringwheelofhercarintoatreeandendingherlifestorythere Para 11 Sueeventhoughtofbumpinghercaragainstatreeandkillingherselfrightthere ThisimpliesthatSuehadnearlylostherhopeforlife 20 Whydoyouthinkthat noneofherthreeadultsonswereinapositiontohelpher Sue Para 13 Becauseherthreeadultsonsmightalsobeseverelyaffectedbythiseconomicslumpthatsweptacrossthenationandtheymayalsogetintofinancialdifficulties 21 Beliefandconfidence Shelter Education Livingstandard HowtheeconomiccrisisaffectedSue slife Income Self esteem Sum up 22 Para14 16 5 WhydidSuethinktheonlyhelpshewasgoingtogetwasfromherself Shecouldn treceiveeffectivesupportfromthegovernmentandsocialorganizations Furthermore whatsheneededwasfarbeyondwhatherfriendscouldofferandhersonswerealsonotinapositiontohelpher So shecouldonlyrelyonherself ReadingComprehension 23 6 WhatnewstrugglesandobstaclesdidSuehavetofacewhensheappliedforajob Shehadtodealwithnewdifficultieslikewhattodoforanaddressforjobapplications andworriedthatcallswouldnotreachherbecausehercellphonewascutofffornon payment 24 Whatdoesitimply Sue sdayswerespentsurfingInternetjobindex applyingforjobswherethesilent No No No gavewaytoafeelingofhelplessness Para 15 Shehadmadeeveryendeavortofightagainstthereality hopingtofindajobandliveonherown Buttherealitywassoharshthatitdestroyedherhope LanguageFocuses 25 Whyisthe address anobstacleforhertodealwithforjobapplications Para 16 Becauseasweknow shewasevictedfromherapartment andhasnoregularplacetolive Butinjobapplication onehastoleavehis heraddresswiththecompany whichisaproblemforherbecauseshehadlosthershelteranddidn tknowwhereshewouldbeforthenextmoment 26 Sum up Suestruggledtofighttheharshreality Para 14 Shedecidedtoliveonherown Para 15 Herendeavortofightagainsttheharshrealitygavewaytohelplessness Para 16 Shehadallnewstrugglesandobstaclestodealwith 27 Para17 7 DoyouthinkSue slifewillbebetterandbetterafterherreceiving 300cashfromheroldfriend Why No Thereisnodoubtthatthiswastheonlyhopeinherdifficultsituation butitwasjustatemporaryremedy Shecouldn tliveonthatkindofhopeverylongandherfuturemightbeevenmorebrutal ReadingComprehension 28 ConclusionofSue sStory Sheneededtocontinueherstruggleforaliving Sum up 29 Suefacedlifeasamigrantbecauseherunemploymentbenefitshadexpired Paras 2 6 Theeconomiccrisisaffectedeveryaspectofherlife Paras 7 13 Suestruggledtofighttheharshreality Paras 14 16 Sueneededtocontinueherstruggleforaliving Para 17 SummaryoftheWhole 30 Toextendtheperiodofunemploymentinsurancebenefitsforpeople Tocreatejobopportunitiestohelpthemwithemployment WhatinitiativesshouldthegovernmentundertaketosavepeoplelikeSueformfeelingdespaired CriticalThinking 31 1 protecttheenvironment 2 helppeoplewhomaybetooyoung tooold tooillorotherwiseunable 3 maintaineconomicstability Whichdoyouthinkisimportantforthegovernmenttoregulateeconomicactivities 32 Sincefreemarketeconomyisdrivenbyindividualinnovationandthenotionthathardworkandcreativitywillberewardedbysuccess weshouldstrivetodoourbesttomakemorevaluablecreation Whichdoyouthinkisimportantforthegovernmenttoallowthemarketcompletefreedom 33 Whenusingthewritingthetechniqueforcauseandeffect wehavetoconsidertwostrategicpoints Whetherweareexploringcausesoreffectsorboth Whatistheorderofthecausesoreffectswearegoingtofollow e g fromtheleasttothemostimportantorviceversa StructuredWriting Furtherdevelopacause and effectessay 34 ThePurposeofcause and effectessaysToexplaintoreaders thecauseofaneventorsituation theeffectsofaneventorsituation bothcausesandeffects 35 Whatshouldwefocusonwhenwritingthistypeofessay Thetypeofessaywewritedependsonourtopicandmainpoint Ifwewanttoexplainwhywemovedoutofourfamilyhome ouressaywouldfocusoncauses Ifwewanttotellreaderstheimpactapersonhadonourlife ouressaywouldfocusoneffects Inthisunit we dliketodrawstudents attentiontoeffects 36 Let slookatParagraph1 Paragraphs7 13ofTextAtoseehowcause and effectmethodisusedtodevelopideas 37 ParagraphIistheintroductionofthepassage servingastherootcausewhysomanypeopleexperiencedlongmonthsofstruggleswheneconomicslumpsweptacrossthenation Cause Analysisofthetext Herlossofincome Para 7 Effects Herlossofhighlivingstandard Para 8 Herunfinishededucation Para 9 Herlossofshelter Para 10 Herlossofbeliefandconfidenceinlife Para 11 Herlossofself esteem Paras 12 13 38 Topic TheeffectsofgettingmarriedincollegeIntroduction Thesisstatement Gettingmarriedincollegewillbringaboutdramaticharmfuleffectsonstudents development Body Effect1 Maintainingamarriagewoulddonothingbutdisturbstudents pursuitofeducation Effect2 Supposingafamilyissurelyaheavyeconomicburdentobothstudentsandtheirparents Effect3 Raisingachildmaybedifficultforyoungparents Conclusion Collegestudentsaresupposedtoachieveacademicsuccess sotheyshouldnotmarryyoung Writingpractice 39 UsefulExpressions taketimeandcommitmentstrikeabalancebetweenstudyandfamilyyieldnegativeconsequenceontheirfuturecareerandlifebenotfinanciallyindependentbepsychologicallyimmaturetosomeextentbebeyondtheircapabilitytohandlehavecatastrophiceffectsontheirchildren sgrowthanddevelopment 40 Moretopics TheeffectsofpeerpressureTheeffectsofexcessivepackingofproducts 41